At Pinecrest Dental, Our Most Popular Payment Options Include:
- 5% Savings With Full Pre-Payments*
- All Major Credit Cards
- 0% Interest Financing with Care Credit
- No Insurance? No Problem! Join our Pinecrest Prevention Plan
- Low Monthly In-House Payments
If you don’t have insurance, call to see if you qualify for this valuable program today!
Remember, your best options will never “HURT LESS” or “COST LESS” than they will today!
We’re pleased to offer our patients CareCredit®, North America’s most popular healthcare payment program. CareCredit is a financial credit resource for healthcare services, including dental care. CareCredit offers a variety of payment plans for healthcare services that are not typically covered by insurance. Plus, you can use your CareCredit card for follow-up appointments. Learn more by visiting CareCredit.com or contacting our friendly team.
Dental Insurance: Why Doesn’t My Plan Pay for This? FAQ’S:
Q: Why doesn’t my insurance cover all the costs for my dental treatment?
A: Dental insurance isn’t really insurance at all. It is a pre-paid benefit, typically provided by an employer, to help employees pay for routine dental treatment. Dental insurance is great for basic coverage such as x-rays, exams, cleanings and some cavity fillings and tooth removal. However, most plans are only designed to cover a portion of the total cost and rarely cover the best quality of care that our patients like you need.
Q: If I always have to pay out-of-pocket, what good is my insurance?
A: Even a benefit that does not cover a large portion of the cost, it will reduce your out-of-pocket expenses. It is very helpful for basic care, such as x-rays, exams, professional cleanings and limited services such as fillings and removal of broken teeth, but it rarely covers the full care most of our patients desire. The great news is we are very experienced and are able to work out financial arrangements or payment plans that work best for you.
Q: If my insurance won’t pay for this treatment, why should I have it done?
A: Don’t let benefits be your sole consideration when you make decisions about dental treatment. People who have lost their teeth often say that they would pay any amount of money to get them back. Your smile, facial attractiveness, ability to chew and enjoy food, overall health, and general sense of well-being are dependent upon your teeth.
Q: Why is there an annual maximum on what my plan will pay?
A: Maximums limit what a carrier has to cover each year. Dental plans are different from medical plans, in that dentistry is needed frequently. Medical emergencies are rare. In the 1960’s dental insurance covered 5 crowns per year, yet today plans usually cover only 1 crown per year.
Q: What should I do if my insurance doesn’t pay for treatment I think should be covered?
A: As your dental professional(s), we will always recommend the best treatment for you, regardless of a specific plan’s benefit. However, we will always provide you with a best estimate prior to starting treatment. Sometimes a plan will pay better if patients send in claims for themselves, or if the Employee Benefits Coordinator where patients work steps in. As a paying client you have more leverage with your insurance company than we do as a provider. We are more than happy to provide you copies of what you need to work directly with your carrier.
Q: But my plan says that my exams and other procedure are covered 100 percent!
A: That 100 percent is usually what the insurance carrier allows as payment toward a procedure, not what dental offices actually charge. However, the allowed payment or “UCR” typically represents a list of payment amounts negotiated between your employer and the insurance company. An employer usually selects a plan with a list of payments that corresponds to its desired premium cost per month. Therefore, there may be a portion not covered by your benefit plan.
We work with ALL major dental insurance plans! Here are just a few we work with regularly, if you’rs is not listed, call now for a complimentary benefits check!
- BlueCross BlueShield
- Delta Dental
- United Concordia
- AND MANY MORE!
*Applies to payment in full at or before time of service via cash or check.